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State Bank Of India Psbkottayam IFSC Code

MICR Code: SBIN0070854

2391407State Bank Of India PsbkottayamState Bank Of India

Bank NameState Bank Of India
IFSC CodeSBIN0070854
(used for RTGS and NEFT transactions)
MICR Code 686002932
BranchPsbkottayam
StateKerala
DistrictKottayam
City Kotayam
AddressUdayaarcade, Mariathuruthupo, Chungam686017psbktmatsbtcoin
Contact Phone 2391407
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What is 686002932 MICR Code.

The full form of MICR is Magnetic Ink Character Recognition technology. The primary need for this innovation is to authenticate the originality and legality of paper based documents in the banking system and is majorly used on cheques. In terms of their real-world importance, MICR stands on par with IFSC where transfer of funds using NEFT or IMPS is concerned..

MICR code imbibes the cutting-edge character recognition technology that is used by banks to authenticate the clearance of cheques and other such documents. MICR code itself can be seen placed on the bottom strip of the cheque and includes such details as the bank code, account details, cheque number and amount, alongside a control indicator. The principal advantage of this system is that unlike similar concepts like barcodes, MICR can be easily distinguished and read by humans.

What is the use of MICR code?

MICR is a technology that helps in verifying the originality of cheques or other paper documents. It is used mainly by banks to process cheques faster. The MICR code helps RBI in identifying the bank branch.

What is State Bank Of India MICR Code?

Magnetic Ink Character Recognition (MICR) is a printing technology that is used to print alpha-numeric details. MICR Code is printed on cheques and they allow the cheque to be processed easily.

Psbkottayam Branch Information

Indian Financial System Code, Magnetic Ink Character Recognition, SWIFT Code, Address and Contact number of State Bank Of India - Psbkottayam branch in [ditrict]  district which is in the state of Kerala. Branch office and ATM location.

What is  State Bank Of India Psbkottayam RTGS?

Real Time Gross Settlement (RTGS) is a fund transfer mechanism which is used to transfer money from one bank to another. This gross basis transfer happens in realtime, hence the name. Minimum amount that can be transferred through RTGS is Rs. 2,00,000. Fees to process RTGS will be applicable.

What is  State Bank Of India Psbkottayam NEFT?

National Electronic Fund Transfer (NEFT) is an online money transfer system which is supported by RBI. NEFT is used for medium and small amount transfer between accounts and banks. There is no minimum amount limit to send money via NEFT.

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