Indian Overseas Bank IFSC Code, Ludhiana Main Branch Ludhiana in Punjab - BankIFSCode.Com | |
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0000047 (used for RTGS and NEFT transactions) |
| MICR Code | 141020006 |
| Branch | Ludhiana Main |
| State | Punjab |
| District | Ludhiana |
| City | LUDHIANA |
| Address | 1 ST FLOOR, SAINKIK REST HOUSE, KACHERI ROAD, LUDHIANA, PIN 141001 |
| Branch Code | 000047 (Last six characters of IFSC code represent Branch code.) |
| Contact | 2750169 |
| rtgscell@iobnet.co.in | |
| Website | https://www.iob.in |
| Customer | Tel: 044-28584896, 28889397 |
Along with your account number, account name and account type (ie., savings or current) the following information about the branch is to be provided for fund transfer:
Indian Financial System Code (IFSC) is a eleven digit code provided by the Reserve Bank of India (RBI) for identifying bank branches in India individually. This code is used for NEFT and RTGS.
The code consists of 11 characters. The first part is the first four alphabet characters represent the Bank. Next character is zero(0), which is reserved for use in the future. The last six characters are the branch code.
The Indian Overseas Bank IFSC code is 11 characters?
Example: IOBA0000047
Magnetic Ink Character Recognition (MICR) is a printing technology that is used to print alpha-numeric details. MICR Code is printed on cheques and they allow the cheque to be processed easily.
Indian Financial System Code, Magnetic Ink Character Recognition, SWIFT Code, Address and Contact number of Indian Overseas Bank - Ludhiana Main branch in Ludhiana district which is in the state of Punjab . Branch office and ATM location.
Real Time Gross Settlement (RTGS) is a fund transfer mechanism which is used to transfer money from one bank to another. This gross basis transfer happens in realtime, hence the name. Minimum amount that can be transferred through RTGS is Rs. 2,00,000. Fees to process RTGS will be applicable.
National Electronic Fund Transfer (NEFT) is an online money transfer system which is supported by RBI. NEFT is used for medium and small amount transfer between accounts and banks. There is no minimum amount limit to send money via NEFT.